🚨Market Alert: Interest Rates Dip on Weak Jobs Data

Don’t let this headline fool you—buyers are still cautious, and sellers need strategy.

Author

Kory & Veronica Normandeau
September 05, 2025

Table of Contents

📰 Rate Drop Alert: Buyers Just Got a Surprise Advantage

The biggest housing story today? Mortgage rates just fell sharply—dropping below 6.3% for the first time in over a year. Why? Weak job numbers released this morning signaled a cooling economy, pushing investors to bet on a near-certain Fed rate cut.

📉 From 7% to 6.29% in Just Weeks

After peaking near 7% earlier this year, 30-year fixed rates are now sliding—fast. That dip is giving buyers a rare moment of increased affordability. But don’t expect this to last: once lenders adjust or the Fed acts, rates often bounce.

🧠 So What Should Sellers Do?

Someone told me recently, “We’re waiting until the market is normal again.” Let’s be honest:

2020 to 2022 weren’t normal. That was a once-in-a-lifetime frenzy—3% rates, bidding wars, sight-unseen offers. If you’re waiting for that to return… you’re not waiting for a market. You’re waiting for a fantasy.

Even if rates continue to fall, there’s a catch: more competition.

If you wait to sell until everyone else jumps in, you’ll be competing against hundreds of new listings.

Right now? Buyers are getting rate relief, but inventory is still 13% lower than 2019, even with a 21% year-over-year jump in Shasta County. It’s an opportunity window—not a guarantee it will stay open.

📊 What the Numbers Are Saying

  • Inventory is up 21% year-over-year

    Buyers have more options, but we’re still under pre-pandemic norms.

  • Price trends? Surprisingly steady

    Home prices in Shasta County are down just 0.2% YoY and only 3.7% below peak.

    But check out the long view:

    → +28.6% over 5 years

    → +68% over 10 years

    → +94.6% over 15 years

  • August Market Stats (Single Family Only):

    → Active Listings: 647

    → Closed Sales: 168

    → Median Days on Market: 71

    → Median Price: $370K

    → Sold-to-Original List Price: 96%

📈 Compared to August 2024: Inventory is up, sales volume is up, and prices are holding. It’s a market in motion—not a collapse.

📍How Much Has Your Area Gained in the Last 5, 10, or 15 Years?

🙌 Ready to Win in This Market?

Whether you’re buying or selling, today’s rate drop changes the math. Let’s talk strategy—not guesswork.